Early Descriptive Research on Factors That Influence the Business Financing Repayment among the Lenders
The rate of bankruptcy among business leaders is increasing almost every year. Various efforts were made to help borrowers overcome the problem so that entrepreneurs could continue their business. A total of 109 respondents from Majlis Amanah Rakyat (MARA) leaders in Malacca were selected in this study to identify factors that affect repayment ability business financing. This study used a descriptive analysis to evaluate the elements of the condition with the ability to repay the financing. This 10-years study found that maturity in conducting business and capability are the most important factors affecting the ability to pay financing using credit analysis. Therefore, this study purposes a study on financing conditions
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